Pre-Need

Many families now pre-arrange funeral services for many reasons:

Pre-planning your own funeral services takes away the burden from your family at an emotional time.

Pre-paying for the funeral service further reduces the burden on your family. 

Pre-planning and pre-paying enables a person in a nursing facility to shelter funds before they are depleted by the nursing facility, enable qualification for Medicaid sooner and insuring the funds will be there at the time of death to pay for the funeral.

Once pre-paid, all of our charges are guaranteed not to go up beyond what the policy that we set up earns. We don't guarantee charges that are not ours, but we will advise you if your cemetery accepts prepayment and guarantees their charges, or if not, we can put funds away for the cemetery and other cash advances.

Payments can be made either in one single payment or spread out over up to 5 years of monthly payments without interest.  As long as the payments are made every month, we guarantee our price not to go up more than what is in the account when the person passes.   Should the person pass before the rest of the payments are made, the balance of the unpaid payments

We put all funds away into trust with Futura Trust www.futuratrust.com .  The funds remain in the person's name for who they are intended until the time of death.